Aegis Commercial Services Pest Control Division

The leading provider of Pest Control Insurance for Pest Management Professionals (PMPs), across the U.S.

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45+

Years in business

Our Products:

General Liability:

Required by most states, with limits up to $1 million per occurrence/$2 million aggregate, with coverage forms specifically designed for PMPs.

Workers' Compensation:

Required in almost every state, with limits up to $1 million.

Commercial Auto:

A critical need for the PMP route-based profession, with limits up to $1 million per occurrence/$1 million aggregate and a special in-transit pollution endorsement at policy limits.

Inland Marine:

Protects mobile equipment such as compressed air sprayers, pumps, hoses, motors, ladders, vehicle wraps, digging and drilling tools, etc.

Excess

For those clients of PMPs who require higher limits of liability up to $5 million; Excess Liability coverage can extend over General Liability (as true follow-form coverage), Commercial Auto and Workers' Compensation.

Crime:

Protects companies against accusations of employee thefts by employers and PMP customers.

Commercial Property:

Protects the company-owned buildings and contents against fire, wind, theft and other named perils; coastal exposures are available.

Special Coverage Types we also provide for our Pest Management risk:

Pesticide or Herbicide Application Coverage:

Provides coverage from the use of products/chemicals by the insured that may cause a Bodily Injury or Property Damage claim.

Pesticide or Herbicide Applicator Pollution Liability:

Provides coverage for the pollution exposure from products/chemicals in the insured’s vehicles that cause a Bodily Injury or Property Damage claim from an auto accident. If the insured’s Commercial Auto policy is not part of the package, this endorsement is included in the General Liability policy.

Care Custody and Control Coverage:

Provides coverage for any Property Damage claims for items in the insured’s care, custody and control.

In Transit Pollution Coverage:

Provides coverage for accidental pesticide spills while in transit and not at the office or customer locations.  The endorsement will be either on the General Liability or Commercial Auto policy.

How We Work:

We partner with Wholesale & Retail Agents to provide viable markets for pest management professionals.

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100+

Years Combined Experience

Why Choose Us:

  • Our products are competitive and tailored specifically for the pest control industry.

  • Our team is full-service, dedicated and knowledgeable with direct pest control insurance experience and a deep understanding of pest-specific exposures and regulatory compliance.

  • Our quote process is fast, efficient and simple.

  • We provide special GL coverage forms such as Property Damage Endorsement Inspection Coverage, Property Damage Endorsement Treatment Coverage, and Property Damage Endorsement Renewal Coverage.

  • Our small business online portal used for GL and Property is user friendly and can be used by the agent to rate risk and achieve the target premium needed.

About Aegis General Insurance Agency

Aegis Commercial Services Pest Control Division is part of Aegis General Insurance Agency. Aegis General Insurance Agency was founded in 1977 by Aegis Security Insurance Company. In 2013, Aegis General was acquired by K2 Insurance Services, a company formed by industry veterans Pat Kilkenny and Bob Kimmel to create a leading underwriting and distribution franchise in the independent producer and program insurance markets.

K2 Insurance Services is an insurance services holding company, that owns and controls a diverse set of specialty program administrators. Through its MGAs, K2 markets, underwrites, and services over $1.5 billion annually in niche commercial and personal insurance premiums.

From workers’ compensation for high hazard exposures such as commercial transportation to personal lines coverage for manufactured homes, K2 helps insure clients across a diverse array of risks and industries. K2 is headquartered in San Diego, California and is a privately held company with investment backing from private equity firm Warburg Pincus. For more information, please visit www.k2ins.com.